Best Solana crypto cards
These cards let you spend Solana at any Visa or Mastercard merchant. We rank them by our composite score: fees, privacy, trust, community, and rewards.
The best Solana crypto card right now is Krak Card (7.1/10). It pays 2% cashback and charges 0 a year.
Updated August 2026
- 1. Krak Card — 7.1/10
- 2. Kolo Card — 7/10
- 3. Ledger Crypto Life Card — 7/10
- 4. Trustee Plus Card — 7/10
- 5. Holyheld Card — 6.9/10
15 cards found
Krak is the card built into Kraken's standalone money app, offering a free physical and virtual debit card with a German IBAN in the holder's name. It is custodial, backed by one of the largest global exchanges, and charges no monthly, issuance, ATM or FX fees, taking roughly a 1% spread on crypto-to-EUR conversion. Cardholders earn up to 2% cashback (paid in EUR or BTC, capped around 240 EUR/month) across 600+ supported currencies, currently focused on European users.
Kolo is a virtual Visa Platinum card (issued by Rain) that you top up with crypto such as USDT, BTC or ETH and spend in 60+ countries, with conversion handled automatically at spend time. Unlike its self-custody peers in this batch it is custodial, so the wallet provider controls access to funds. It pays Bitcoin cashback and a 10 USDC activation deposit that is returned as spendable balance; it is not available in the United States.
The Ledger Crypto Life (CL) Card lets you spend BTC, ETH, SOL and stablecoins funded from your Ledger wallet, with 1% cashback in BTC, USDC or USDT depending on your country. It works across the EEA, UK, US and parts of the Americas.
Trustee Plus is a Mastercard tied to a non-custodial crypto wallet where you keep your keys. It converts BTC, ETH, USDT and 30+ assets to euros at the point of sale for roughly 0.5%, pays up to 2% cashback in crypto, and is popular across Ukraine and Eastern Europe.
Holyheld is a fully non-custodial Mastercard debit card aimed at DeFi users in the EEA, converting from 1,200+ tokens across 20+ networks at spend time without ever holding user keys. It comes with a Cyprus-based personal IBAN and a one-time account setup fee that varies by card tier (Classic, Limited, Metal). Cashback runs 0.5% for standard tiers and 1% for Metal holders, paid in USDC.
Phantom Cash is a virtual prepaid Visa card built into the Phantom wallet that keeps funds on-chain on Solana until the moment of purchase, so users retain self-custody until they spend. Issued via Lead Bank, it adds to Apple Pay and Google Pay and requires identity verification, which also unlocks bank transfers and on/off-ramps. It currently launched to US users only, with no cashback and no physical card at this stage.
RedotPay is a Visa prepaid crypto card from Hong Kong that you top up with BTC, ETH, USDT, USDC or SOL and spend at over 130 million merchants. Virtual issuance costs $10 and the physical card $100, with no monthly fee.
Tap Card is a Mastercard prepaid card from fintech Tap Global that lets users spend balances of 40-plus cryptocurrencies converted to fiat at checkout. It comes with a personal UK IBAN, free ATM access, and tiered cashback of up to 8% paid in the XTP token, with higher rewards tied to holding XTP. Tap is regulated by the Gibraltar Financial Services Commission and serves customers across the UK and Europe.
The Gemini Credit Card is a US-only World Elite Mastercard issued by WebBank that pays rewards instantly in a choice of 50+ cryptocurrencies deposited to a linked Gemini account. It carries no annual fee and no foreign transaction fee, earning up to 4% back on gas, EV charging and transit, 3% on dining, 2% on groceries and 1% on everything else. As a true credit card it requires a credit check (roughly 670+ score), and rewards conversion carries an approximate 1.74% spread.
WhiteBIT Nova is a Visa debit card from European exchange WhiteBIT, issued by Wallester AS and marketed as a zero-fee card service. Category-based cashback runs up to 10% (for example subscriptions) paid in Bitcoin or WhiteBIT Coin (WBT), with a monthly reward cap of about 25 EUR. Both a 10 EUR physical card and a virtual card are available, working with Apple Pay and offering 10,000 EUR daily and 25,000 EUR monthly limits.
Based Card is a Visa debit card from Based, a self-custodial app built on the Hyperliquid ecosystem, funded with SOL, USDC, or USDT across Arbitrum, Polygon, and Solana. Cashback ranges from 2% to 4% paid in the BASED token, with higher tiers adding perks such as airport lounge access and streaming credits but requiring a stake of $500 or more to issue a card. Virtual cards are free while physical metal cards cost around $50.
Spritz Finance is a US-based crypto payments app whose Visa card is issued through Pathward and funded directly from a self-custodied wallet in real time. It supports a very broad range of assets across many chains and charges no monthly, issuance or FX fees, with crypto-to-USD conversion advertised from about 0.5% up to roughly 2%. The newer premium tier adds a physical card and up to 5% cashback on travel, dining and hotels. It is available in 140-plus countries.
Brighty is a Swiss-founded fintech app offering a Mastercard debit card funded from crypto and fiat balances, with a personal Luxembourg IBAN for SEPA, Faster Payments and FedWire transfers. Cashback starts at 1% (paid in USDC) on the free tier and rises with paid Plus and Pro subscriptions. Both instant virtual and mailed physical cards are supported alongside Apple Pay and Google Pay.
Gate Card is a physical Visa debit card from exchange Gate.io aimed at EEA residents, funded from a large pool of supported crypto assets that convert to fiat when spent. Purchases inside the EEA carry no transaction fee, while a roughly 0.9% top-up conversion fee and a 2% charge on non-EUR spending apply. Cashback runs from 1% in USDT up to 5% depending on card tier, with daily spending capped around EUR 10,000 and ATM withdrawals around EUR 1,000.
The Bitpanda Card is a euro-area Visa debit card that lets you spend directly from any of the 240+ assets held in your Bitpanda account, converting them to fiat at the point of sale. It advertises 0% FX fees on non-euro spending (though the Visa scheme mark-up still applies) and pays 1% cashback on crypto-asset spending. There is no monthly or issuance fee, but funding a purchase carries Bitpanda's built-in spread, and the card is physical-only with a €350 daily ATM cap.
Frequently asked questions
Krak Card tops our Solana ranking right now. The list re-sorts weekly, so the leader reflects current fees and reviews.