Crypto Debit Card Fees Compared (2026)

The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.

The Binance Visa Card offers up to 8% cashback in BNB on spending. No annual or monthly fee. Spend directly from your Binance wallet.

Gnosis Pay is the first decentralized Visa card. It is self-custodial, so funds stay on-chain until you spend. Supports EURe and other Safe tokens.

The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.

The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.

The Nexo Card lets you spend your crypto as collateral, borrowing against your assets instead of selling. Earn up to 2% cashback in Bitcoin or NEXO tokens.

Rain is a self-custodial crypto Visa card for crypto-native users. Spend directly from your web3 wallet. No CEX account required.

Kast offers a no-KYC virtual crypto Visa card you can load with USDT, USDC, or other stablecoins. Spend globally with no monthly fee.

Tangem Pay turns Tangem's hardware wallet into a Visa card: your USDC stays on-chain in a contract you control until you tap, so no company holds your funds. It's free to issue, live in about five minutes, with an FX markup on non-USD spend.

ZEN.com is an EU-regulated multi-currency Mastercard with a built-in crypto on and off ramp. Hold 28 fiat currencies and 13 cryptocurrencies in one account, spend with 0% FX on the top plan, and earn up to 10% cashback at 800+ partner merchants.

The ether.fi debit card lets you earn restaking yield while you spend. Powered by Visa, integrated with EigenLayer restaking protocol.

Trustee Plus is a Mastercard tied to a non-custodial crypto wallet where you keep your keys. It converts BTC, ETH, USDT and 30+ assets to euros at the point of sale for roughly 0.5%, pays up to 2% cashback in crypto, and is popular across Ukraine and Eastern Europe.

The 1inch card is a crypto debit card for DeFi users. Spend from your 1inch Wallet with automatic token swaps at best rates.

Plutus is a DeFi rewards Visa card. Earn up to 3% cashback in PLU tokens, with perks including Netflix and Spotify rebates.

Bitsa is a no-KYC prepaid Visa card available in Europe. Top up with Bitcoin, ETH or bank transfer. No subscription fee.

Wirex is a multi-currency card supporting 40+ currencies including 20+ cryptocurrencies. Earn Cryptoback rewards in WXT on every purchase.

The Bybit Mastercard debit card lets you spend crypto directly from your Bybit account. Earn up to 10% cashback in trading fee rebates.

The Ledger Crypto Life (CL) Card lets you spend BTC, ETH, SOL and stablecoins funded from your Ledger wallet, with 1% cashback in BTC, USDC or USDT depending on your country. It works across the EEA, UK, US and parts of the Americas.

Fold is a Bitcoin rewards debit card. Earn BTC on every purchase with a physical Visa debit card. Available only in the United States.

RedotPay is a Visa prepaid crypto card from Hong Kong that you top up with BTC, ETH, USDT, USDC or SOL and spend at over 130 million merchants. Virtual issuance costs $10 and the physical card $100, with no monthly fee.

The BitPay Prepaid Mastercard lets you convert your crypto to dollars and spend anywhere Mastercard is accepted in the US.

Jam is a no-KYC virtual Mastercard you open with just an email and top up with USDT, spending up to $250,000 a day from a wallet you control. There's no ID check and no bank, but the convenience costs about 4.2% per conversion.