Best Crypto Debit Cards with Cashback (2026)

Cashback turns everyday spending into crypto rewards. These cards pay back a percentage of what you spend. We rank every card by its real cashback rate, then weigh fees, KYC and supported coins, so a high headline rate never hides a costly card.

The short answer

The best crypto debit card with cashback in 2026 is ZEN Card, paying up to 10% back. It scores 7.4/10 on fees, privacy and trust, and works in 25+ countries. Compare it against the full cashback ranking below.

Updated July 2026

  1. 1. ZEN Card10% cashback
  2. 2. Binance Visa Card8% cashback
  3. 3. Crypto.com Visa5% cashback
  4. 4. Coinbase Card4% cashback
  5. 5. Plutus Card3% cashback

22 cards found

Crypto.com Visa logo

The Crypto.com Visa Card offers up to 5% CRO cashback, access to airport lounges, and Netflix/Spotify rebates depending on the tier. Stake CRO to upgrade.

BNBBTCETHUSDCUSDT+1
Cashback
5%
Annual fee
Free
Binance Visa Card logo

The Binance Visa Card offers up to 8% cashback in BNB on spending. No annual or monthly fee. Spend directly from your Binance wallet.

BNBBTCETHUSDCUSDT
Cashback
8%
Annual fee
Free
Coinbase Card logo
#3Coinbase CardKYCVisa

The Coinbase Card is a Visa debit card linked to your Coinbase account. Earn up to 4% crypto back on purchases. Available in US and select EU countries.

BTCETHUSDCUSDT
Cashback
4%
Annual fee
Free
Gnosis Pay logo
#4Gnosis PayKYCVisa

Gnosis Pay is the first decentralized Visa card. It is self-custodial, so funds stay on-chain until you spend. Supports EURe and other Safe tokens.

ETHUSDC
Cashback
2%
Annual fee
Free
Nexo Card logo
#5Nexo CardKYCVisa

The Nexo Card lets you spend your crypto as collateral, borrowing against your assets instead of selling. Earn up to 2% cashback in Bitcoin or NEXO tokens.

BNBBTCETHUSDCUSDT
Cashback
2%
Annual fee
Free
MetaMask Card logo
#6MetaMask CardKYCMastercard

The MetaMask Card is a non-custodial Mastercard that spends stablecoins straight from your self-custody MetaMask wallet, with no exchange in the middle. The free virtual card pays 1% back; a metal tier with up to 3% is announced but not yet available to order.

ETHUSDCUSDT
Cashback
1%
Annual fee
Free
Rain Card logo
#7Rain CardEmail onlyVisa

Rain is a self-custodial crypto Visa card for crypto-native users. Spend directly from your web3 wallet. No CEX account required.

ETHUSDC
Cashback
1%
Annual fee
Free
Kast Card logo
#8Kast CardNo KYCVisa

Kast offers a no-KYC virtual crypto Visa card you can load with USDT, USDC, or other stablecoins. Spend globally with no monthly fee.

BTCETHUSDCUSDT
Cashback
0%
Annual fee
Free
ZEN Card logo
#9ZEN CardKYCMastercard

ZEN.com is an EU-regulated multi-currency Mastercard with a built-in crypto on and off ramp. Hold 28 fiat currencies and 13 cryptocurrencies in one account, spend with 0% FX on the top plan, and earn up to 10% cashback at 800+ partner merchants.

BTCETHUSDCUSDT
Cashback
10%
Annual fee
Free
Ether.fi Card logo
#10Ether.fi CardKYCVisa

The ether.fi debit card lets you earn restaking yield while you spend. Powered by Visa, integrated with EigenLayer restaking protocol.

ETHUSDC
Cashback
2%
Annual fee
Free
Tangem Pay logo
#11Tangem PayKYCVisa

Tangem Pay turns Tangem's hardware wallet into a Visa card: your USDC stays on-chain in a contract you control until you tap, so no company holds your funds. It's free to issue, live in about five minutes, with an FX markup on non-USD spend.

USDC
Cashback
0%
Annual fee
Free
Plutus Card logo
#12Plutus CardKYCVisa

Plutus is a DeFi rewards Visa card. Earn up to 3% cashback in PLU tokens, with perks including Netflix and Spotify rebates.

BTCETHUSDT
Cashback
3%
Annual fee
Free
Trustee Plus Card logo
#13Trustee Plus CardKYCMastercard

Trustee Plus is a Mastercard tied to a non-custodial crypto wallet where you keep your keys. It converts BTC, ETH, USDT and 30+ assets to euros at the point of sale for roughly 0.5%, pays up to 2% cashback in crypto, and is popular across Ukraine and Eastern Europe.

BTCETHSOLTONUSDC+2
Cashback
2%
Annual fee
Free
1inch Card logo
#141inch CardEmail onlyVisa

The 1inch card is a crypto debit card for DeFi users. Spend from your 1inch Wallet with automatic token swaps at best rates.

ETHUSDCUSDT
Cashback
1.5%
Annual fee
Free
Bitsa Card logo
#15Bitsa CardNo KYCVisa

Bitsa is a no-KYC prepaid Visa card available in Europe. Top up with Bitcoin, ETH or bank transfer. No subscription fee.

BTCETH
Cashback
0%
Annual fee
Free
Bybit Card logo
#16Bybit CardKYCMastercard

The Bybit Mastercard debit card lets you spend crypto directly from your Bybit account. Earn up to 10% cashback in trading fee rebates.

BNBBTCETHUSDCUSDT
Cashback
3%
Annual fee
Free
Fold Card logo
#17Fold CardKYCVisa

Fold is a Bitcoin rewards debit card. Earn BTC on every purchase with a physical Visa debit card. Available only in the United States.

BTC
Cashback
2%
Annual fee
$149
Wirex Card logo
#18Wirex CardKYCVisa

Wirex is a multi-currency card supporting 40+ currencies including 20+ cryptocurrencies. Earn Cryptoback rewards in WXT on every purchase.

BTCETHUSDCUSDTXRP
Cashback
2%
Annual fee
Free
Ledger Crypto Life Card logo

The Ledger Crypto Life (CL) Card lets you spend BTC, ETH, SOL and stablecoins funded from your Ledger wallet, with 1% cashback in BTC, USDC or USDT depending on your country. It works across the EEA, UK, US and parts of the Americas.

BTCETHSOLUSDCUSDT
Cashback
1%
Annual fee
Free
RedotPay Card logo
#20RedotPay CardKYCVisa

RedotPay is a Visa prepaid crypto card from Hong Kong that you top up with BTC, ETH, USDT, USDC or SOL and spend at over 130 million merchants. Virtual issuance costs $10 and the physical card $100, with no monthly fee.

BTCETHSOLUSDCUSDT
Cashback
0%
Annual fee
Free
BitPay Card logo
#21BitPay CardKYCMastercard

The BitPay Prepaid Mastercard lets you convert your crypto to dollars and spend anywhere Mastercard is accepted in the US.

BTCETHUSDCXRP
Cashback
0%
Annual fee
Free
Jam Card logo
#22Jam CardNo KYCMastercard

Jam is a no-KYC virtual Mastercard you open with just an email and top up with USDT, spending up to $250,000 a day from a wallet you control. There's no ID check and no bank, but the convenience costs about 4.2% per conversion.

USDT
Cashback
0%
Annual fee
Free

Frequently asked questions

Cashback rates change with tiers and staking, but the cards at the top of this page pay the highest verified base rates. Some reach 8-10% at partner merchants or on staked tiers, while flat everyday rates are usually 1-3%. Always check whether the top rate is flat or gated behind staking.